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Step Three
HomeNow purchase property using £168,940 of Investor Funds with remainder financed via fixed rate loan. Minimum LTV 50%. Strong collateral
Step One
A person wants to purchase a £300k home though cannot afford the deposit so contacts HomeNow
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Tenant chooses the property they want.
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HomeNow will advise if suitable.

A social investment fund helping people to make the step from house renter to home owner

Aspirational Home Owners
HomeNow perform necessary checks and approvals and the person(s) is approved to proceed. Credit, affordability, Likelihood of obtaining a mortgage in future
Step Two

Step Four
The person(s) rents the house from HomeNow and pays fixed monthly amount for 5 years. Tenant pays towards additional benefits. 5 year fixed annuity revenue (assumes zero default)

After 5 years value has risen by 15% * to £345,000. Resident entitled to 33% of increase to contribute towards a deposit. Investor receives 66%. Positive social impact
Step Five
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